OUR TEAM

Technology & Digital Regulation

Technology and fintech companies in Puerto Rico must navigate overlapping local and federal regulations, including licensing, compliance, and procurement requirements. Through Act 60-2019, Puerto Rico offers tax and regulatory advantages for these businesses, with Maceira Zayas providing legal support for compliance, incentives, and operations.
Executive Summary
Client Success Stories

Advises technology, fintech, and cybersecurity companies on regulatory compliance.

Represents clients in technology, cybersecurity, fintech, and intellectual property matters.

Guides Act 60-2019 export services and digital asset businesses on regulatory and operational compliance.

Integrates regulatory, government affairs, and federal legislative advocacy for complex technology matters.

The Problem

The Practice

Maceira Zayas approaches technology and digital regulation through the same multi-agency, multi-jurisdictional framework that anchors the firm’s administrative and regulatory practice. A public-private partnership technology agreement may require federal grant compliance, commercial contracting, and intellectual property terms resolved in the same document.

A cybersecurity incident requires law enforcement coordination, regulatory notification, and liability assessment handled simultaneously. The firm’s government affairs capability extends the technology practice to the federal legislative level — including direct lobbying and coalition coordination before the House Committee on Homeland Security — for technology and cybersecurity clients whose business interests are shaped by federal policy.

In 2026, the firm’s summer program focused on Technology & Digital Regulation as an emerging area of practice.

SERVICES
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Our Impact
Notable Client Achievements

Advises technology, fintech, and cybersecurity companies on regulatory compliance.

Represents clients in technology, cybersecurity, fintech, and intellectual property matters.

Guides Act 60-2019 export services and digital asset businesses on regulatory and operational compliance.

Integrates regulatory, government affairs, and federal legislative advocacy for complex technology matters.

Representative Matters
Federal Cybersecurity Legislation
Representation of a Puerto Rico-based global cybersecurity company before the House Committee on Homeland Security in support of H.R. 5078 (PILLAR Act), which would reauthorize the CISA State and Local Cybersecurity Grant Program and expand eligibility to include Puerto Rico and other territorial governments. The bill passed the House in November 2025 and is currently pending before the Senate Committee on Homeland Security and Governmental Affairs.
Technology Contracts
Representation of a public-private partnership operator in negotiating a multi-year technology services agreement with a global data analytics platform, covering data privacy, intellectual property, licensing, and FEMA-related federal funding compliance under 2 C.F.R. Part 200. The engagement involved aligning commercial contract terms with federal grant requirements for infrastructure system integration.
Cybersecurity
Advisory representation for a major Puerto Rico digital platform in response to a coordinated automated bot attack targeting its transaction processing infrastructure, including development of cybersecurity incident response strategy, coordination with Puerto Rico and federal law enforcement authorities, assessment of cyber liability exposure under applicable federal and local frameworks, and advisory on legal obligations arising from the incident.
Financial Services
Representation of financial industry clients before the Office of the Commissioner of Financial Institutions of Puerto Rico (OCIF) and applicable federal regulatory bodies on matters related to electronic payment transaction compliance, including regulatory requirements governing payment processing operations and digital financial services.
Regulatory Compliance
Regulatory compliance advisory for technology startups developing and distributing applications through the Apple App Store and Google Play Store, including compliance with Puerto Rico regulatory requirements applicable to app-based service delivery, consumer protection obligations under the Department of Consumer Affairs (DACO), and compliance structuring for businesses launching regulated digital services through mobile platforms.
Intellectual Property
Representation in a copyright dispute between a software development company and its principals regarding intellectual property ownership, work-for-hire characterization under federal copyright law (17 U.S.C. § 101 et seq.), proprietary code attribution, and resolution of competing claims over software assets and licensing rights.
Frequently Asked Questions
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CONSULT

Partner with us

Businesses with operations in Puerto Rico that require legal counsel on commercial, corporate, or transactional matters are welcome to schedule a consultation with Maceira Zayas.
2026 Congressional Calendar
The 2026 Congressional Calendar was officially released! Access the combined House and Senate schedules now — downloadable files with full-year and monthly below.